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Home > Business Insurance in Michigan | Michigan Community Insurance Agency

Business Insurance in Michigan | Michigan Community Insurance Agency

Business Insurance in Michigan 

Michigan Community Insurance Agency provides business insurance solutions for Michigan companies, contractors, and employers. We help protect businesses with coverage tailored to industry risks, regulations, and growth.

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Who This Is For

Small Businesses

Retailers, service companies, and professional offices.

Contractors

Construction, trades, and skilled labor businesses.

Employers

Businesses with payroll, vehicles, or operational liability.

Growing Companies

Coverage that scales with revenue, staff, and risk.

Business Insurance Coverages We Offer

  • Workers Compensation Insurance
  • Commercial General Liability
  • Business Owners Policies (BOP)
  • Commercial Auto Insurance
  • Commercial Property Insurance
  • Cyber Liability & Data Breach Coverage
  • Professional & Management Liability


Why Michigan Business Insurance Is Different

Michigan businesses face unique regulatory, employment, and liability risks. Workers compensation laws, industry classifications, and carrier appetites vary widely.

Working with an independent Michigan insurance agency allows your coverage to be aligned with how your business actually operates — not a generic policy.

Why Choose Michigan Community Insurance Agency

 

  • Independent agency representing multiple commercial carriers
  • Michigan-based agents with industry experience
  • Risk-focused coverage design
  • Claims advocacy and long-term support
  • One agency for business, personal, life, and benefits insurance

Business Insurance FAQs

Is workers compensation required in Michigan?

Most Michigan businesses with employees are required to carry workers compensation insurance.

What insurance does a small business need?

General liability, workers compensation, and commercial property are common starting points.

Do you specialize in certain industries?

Yes. We work with many Michigan business classes and tailor coverage accordingly.

Get Started With Business Insurance in Michigan

Whether you are launching a new business or reviewing existing coverage, our Michigan-based agents are ready to help.

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Doing business with people you know and trust

Maintain your peace of mind knowing that we have your back.

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Committed to our Community

Our family committed to helping your family.

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Total Quality
Agency

Meeting the needs of your family and your business.

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We are a Four Generation Agency

Serving your friends and family since 1927.

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Main Office

49357 Pontiac Trail, Suite 101
Wixom, MI 48393
Ph: (248) 679-7000 | Fx: (248) 926-5959
Michigan Community Insurance Agency is an independent insurance agency serving Michigan families and businesses with Property & Casualty insurance, Life insurance, Health insurance, and Employee Benefits. © Copyright. All rights reserved.