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Michigan Community Insurance Agency Blog

View the latest blog posts from Michigan Community Insurance Agency.

Monday, January 2, 2023

Do I Need Insurance for My Etsy Store?

So maybe you’ve got a natural knack for craftin’ and your friends won’t stop asking for a set of mittens for their cats, too. If so, then you may be looking at Etsy as a way to earn some extra money and share your artistry with the world outside your book club. READ MORE >>

Monday, December 19, 2022

A Simple Guide to Buying the House You Rent

hen Lisa Sanford accepted a job in post-Katrina New Orleans, she was not entirely sure how long she would be staying. She and her husband sold their Birmingham, AL home and began renting a house in Gretna, LA. After a few years, the couple was certain that they wanted to live there long-term and they ended up buying the house they’d been living in. READ MORE >>

Monday, December 5, 2022

Does Homeowners Insurance Cover My Pets?

Are my pets covered under a standard homeowners insurance policy? As a new homeowner, I’m curious about what all is covered under my insurance. I’m concerned about having coverage for my pets, including if they injure guests, damage my property, or get hurt themselves. READ MORE >>

Tuesday, November 22, 2022

What is the effect of inflation on insurance premiums?

What is the effect of inflation on insurance premiums? The cost of insurance is determined by many factors, including the costs to repair vehicles, homes, commercial buildings, farm and agribusiness buildings, farm personal property, equipment. As these costs increase due to factors like inflation, the insurance premium may increase as well. READ MORE >>

Monday, November 21, 2022

How to Buy a Great Used Hybrid Car

Buying a used hybrid is a popular option for car buyers, and this option is growing more popular each year. CBS Money Watch sums it up this way, "Buying a used hybrid avoids the new-car hybrid premium that can take many years to recoup in gas savings. READ MORE >>

Monday, November 7, 2022

Are Subcontractors Covered under Work Comp?

Are subcontractors covered under workers' compensation? The answer to this question isn’t as straightforward as it sounds, because factors like state requirements for workers' comp coverage and the nature of a subcontractor’s work need to be taken into account for a clear, decisive answer. READ MORE >>

Tuesday, November 30, 2021

How Are Death Benefits Paid from a Life Insurance Policy

When you insure yourself under a life insurance policy, you will name a beneficiary who will receive the policy’s payout in the event of your death. This settlement is called a death benefit, and it can ease your survivors’ financial burdens in numerous practical ways.  READ MORE >>

Thursday, November 25, 2021

How Does Sleep Impact Your Health?

Are you getting enough hours of sleep at night? Do you wake up each morning feeling refreshed and ready to go? For many people, that’s not the case. It’s more common for individuals to struggle through those first hours of the day, longing to be back in bed for a few more hours. READ MORE >>

Tuesday, November 23, 2021

Understanding Your BOP’s Interruption Coverage

A business owner’s policy, or BOP, contains several critical elements of business insurance. Among these, you will likely find business interruption insurance—one of the most critical elements of protection any business needs. If you don’t fully understand this coverage, you might not be able to use it to your advantage. READ MORE >>

Thursday, November 18, 2021

3 Signs that You’re a Distracted Driver and Don’t Know It

In the last decade, the number of auto insurance claims that arise from distracted driving accidents has increased significantly. By definition, this is an accident caused by the fact that the involved driver wasn’t paying attention to the road.   READ MORE >>

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